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Your Trusted Neighborhood Agency

Protection That Fits
Your Life

For nearly four decades, families across the region have trusted Evergreen Insurance Group to protect what matters most. Independent agents. Honest advice. Real people.

AutoHomeLifeBusiness
1987
Serving Families Since
24,000+
Policies Written
98.2%
Claims Satisfaction
$482
Avg. Annual Savings

What We Cover

Insurance for every chapter of life.

Auto Insurance

Liability, collision, comprehensive, uninsured motorist, roadside assistance. We compare rates from 12+ carriers to find you the best deal.

  • Bodily Injury Liability: $100K/$300K
  • Property Damage: $100K
  • Collision & Comprehensive
  • Uninsured/Underinsured Motorist
  • Medical Payments Coverage
  • 24/7 Roadside Assistance
  • Rental Car Reimbursement

Home Insurance

Dwelling, personal property, liability, additional living expenses. Full replacement cost coverage that actually rebuilds your home.

  • Dwelling: Full Replacement Cost
  • Personal Property: Up to 70% of Dwelling
  • Liability Protection: $300K-$1M
  • Additional Living Expenses
  • Water Backup & Sump Overflow
  • Identity Theft Protection
  • Equipment Breakdown Coverage

Life Insurance

Term, whole, universal life. Protect your family's future with coverage designed around your specific needs and budget.

  • Term Life: 10, 20, 30-Year Options
  • Whole Life with Cash Value
  • Universal Life Flexibility
  • Accidental Death Benefit Rider
  • Waiver of Premium Rider
  • Child Term Rider Available
  • Guaranteed Insurability Option

Business Insurance

General liability, workers comp, commercial property, BOP, cyber liability. Tailored packages for small and mid-size businesses.

  • General Liability: $1M/$2M
  • Commercial Property Coverage
  • Workers Compensation
  • Business Owners Policy (BOP)
  • Professional Liability / E&O
  • Cyber Liability & Data Breach
  • Commercial Auto & Fleet

Compare Plans

Find the right level of protection.

Select an insurance type to see coverage tiers side by side.

basic
$89/mo
  • State minimum liability
  • Uninsured motorist
  • Collision coverage
  • Comprehensive
  • Roadside assistance
  • Rental reimbursement
Most Popular
standard
$142/mo
  • 100/300K liability
  • Uninsured motorist
  • Collision ($500 ded.)
  • Comprehensive ($250 ded.)
  • Roadside assistance
  • Rental reimbursement
premium
$198/mo
  • 250/500K liability
  • Uninsured motorist
  • Collision ($250 ded.)
  • Comprehensive ($100 ded.)
  • Roadside assistance
  • Rental reimbursement

Bundle & Save

More policies. Bigger savings.

Combine your insurance policies with us and watch the savings stack up. Most families save over $700 a year by bundling.

2Policies
15% Off

e.g., Auto + Home

3+Policies
25% Off

e.g., Auto + Home + Life

Claims Process

When life happens, we move fast.

Average turnaround: 4.2 business days from report to payment.

1

Report

Call, text, or use our app. File your claim 24/7 in under 5 minutes.

2

Review

A dedicated adjuster reviews your claim within 24 hours.

3

Approve

We negotiate on your behalf and get your claim approved fast.

4

Pay

Payment issued by direct deposit or check — your choice.

Our Carrier Partners

We shop. You save.

As an independent agency, we represent 15+ top-rated insurance carriers to find you the best coverage at the best price.

Travelers
Hartford
Safeco
Progressive
Nationwide
Liberty Mutual
Hanover
Erie
Auto-Owners
Chubb
Foremost
Encompass

Client Stories

When it counted, we were there.

★★★★★

“When our house flooded during the storm last March, I was in shock. Lisa from Evergreen called me before I even had a chance to file. She walked us through everything, got the adjuster out the next day, and we had a check within a week.”

SM
Sarah M.
Homeowner, client since 2014
★★★★★

“I was rear-ended at a red light and the other driver had no insurance. Evergreen got me switched over, filed an uninsured motorist claim, and covered every dollar of my medical bills and car repair. Real advocates.”

JR
James R.
Auto policyholder, client since 2019
★★★★★

“When my husband passed away suddenly, the last thing I could handle was paperwork. Tom at Evergreen took care of everything with the life insurance claim. He even helped me review our remaining policies.”

PK
Patricia K.
Life & Home client since 2011

Common Questions

Got questions? We have answers.

Unlike captive agents who sell for one company, we represent 15+ carriers. That means we compare rates and coverage across multiple insurers to find the best fit for your situation.
Most clients save 15% with two bundled policies and 25% or more with three or more. The average family saves about $700 per year by combining auto, home, and life coverage.
Not necessarily. Many of our carriers offer claim forgiveness on your first claim. We also proactively review your policy after a claim to make sure you're still getting the best rate.
You can file a claim 24/7 through our mobile app, by calling our after-hours claims line, or by texting. An adjuster will be assigned within 24 hours.
Premiums are based on coverage type, limits, deductibles, claims history, location, credit score (in most states), and risk factors specific to the policy type.
Absolutely. You can switch at any time with no penalty. You'll get a prorated refund for the unused portion, and we handle all the paperwork.

Get Started

Get Your Free Quote
in 60 Seconds

No spam. No commitment. Just an honest quote from a real person who lives in your community.

Licensed in all 50 states
A+ BBB Rating
Response within 1 hour

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